Development Authority of 
Peach County Georgia | 425 James E. Khoury Drive | Unit B | Fort Valley, Georgia 31030 | (478) 825-3826 |

Georgia Dream Program

March 22, 2024
Georgia Department of Community Affairs (DCA)

Click the Georgia Department of Community Affairs logo (above) for additional information on the program.

The Peach Select Veterans Assistance Loan Program, tailored specifically for veterans, offers a low interest rate with NO down payment assistance (DPA) provided. This program is an extension of the Georgia Dream initiative, aimed at making homeownership more accessible for all Georgians. Loans are available to first-time homebuyers or homebuyers who have not owned a home in the past three years, or those who purchase a home in certain areas who also meet a set of financial criteria. Potential homebuyers apply with participating lenders for Georgia Dream loans. The loans are secured or guaranteed by VA loans. Once the lender has completed the process and gives credit approval, the information is forwarded to DCA for compliance review and funding approval. Rates are available from participating lenders. Borrowers must attend and complete either a homebuyer education workshop, individual housing counseling sessions, or an online homebuyer education course through E-Home America.

Loan Program in English

Flyer in English

Term Sheet in English

Resumen del ProgramaEl programa Georgia Dream Homeownership proporciona asistencia y financiación a compradores de vivienda elegibles por primera vez. A menudo, el mayor obstáculo para ser propietario de una vivienda es poder afrontar el pago inicial. Georgia Dream puede ayudar a los prestatarios calificados a superar este obstáculo. Los préstamos para el pago inicial están disponibles para compradores de vivienda por primera vez o para compradores de vivienda que no han sido propietarios de una vivienda en los últimos tres años, o para aquellos que compran una vivienda en ciertas áreas que también cumplen con un conjunto de criterios financieros. Los posibles compradores de vivienda solicitan préstamos Georgia Dream a los prestamistas participantes. Los préstamos están asegurados o garantizados por FHA, VA, USDA-RD o préstamos convencionales sin seguro. Una vez que el prestamista ha completado el proceso y otorga la aprobación del crédito, la información se envía al DCA para su revisión del cumplimiento y aprobación de la financiación. Las tasas están disponibles a través de prestamistas participantes. Los prestatarios deben asistir y completar un taller de educación para compradores de vivienda, sesiones individuales de asesoramiento sobre vivienda o un curso de educación para compradores de vivienda en línea a través de E-Home America.

Loan Program in Spanish

Flyer in Spanish

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Call: (478) 825-3826 or peachcountydevelopment@ymail.com425 James E. Khoury DriveUnit BFort Valley, Georgia 31030